Every month, I break down what's actually moving mortgage rates, what it means for buyers and homeowners in Cumming, Forsyth County, and the surrounding North Georgia area, and what moves to consider before your next call with a lender.

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No filler. No rate promises. Just the real-world intel — market shifts, loan strategies, and the stuff I'm telling clients right now.

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I'm Ty Keller, mortgage broker with 18+ years in the business and access to 110+ wholesale lenders. When something changes in the market that could affect your buying power or your rate, you'll hear about it here first.